What does Auto Liability Limits mean?

Definition of Liability Limits The definition of Auto “Liability Limits” is the maximum amount which a liability insurance company agrees to pay as a result of a single accident or injury to a single person, but what does that actually mean? When dealing with insurance it’s always full of industry jargon that can be very […]

Do I Need Flood Insurance?

Flood insurance is not included in your homeowners insurance or covered in your renter’s insurance policy. Flood insurance is a totally separate policy that you’ll need. This is something that has become an all-too-real nightmare of many in the South Carolina area as floodwaters have risen and even become deadly in the last few weeks. […]

Do I need Life Insurance?

I would answer that question with an automatic yes for almost all of us. The fact is that in today’s world, most couples rely on two incomes to provide for their family’s needs and wants. If one of those incomes is lost due to death, the only thing that can replace it is Life Insurance. […]

Home Insurance

What Should I Consider when Purchasing Home Insurance? Many people think that all Home Insurance policies are created equal. That certainly is not the case. I’ve been in the Insurance business for 20 years and I assure you that there are too many different types of coverage’s offered to you, and that most agents do […]