Each home insurance policy is different, but standard policies usually provide:

• Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy.)
• Damage to your personal property due to causes specified in your policy.
• Limited coverage which is available for items like stolen jewelry. Coverage amounts vary depending on your state of residence.

Call us to learn more about how we can provide the best coverage for your specific needs, or click the button below to start your free, no-obligation auto quote.

Why pay more than you need to? You may qualify for a variety of discounts on your homeowners insurance policy. Do you have:

• A monitored alarm system?
• Deadbolts on your doors?
• Smoke detectors in your house?
• A sprinkler system?


If you can answer – "yes" – to these questions, you may be eligible for a discount on your policy. Protecting your home with safety features like these is smart thinking. But, you knew that already! Learn more about our insurance discounts >>

It's important to keep in mind, though, that not all policies (or insurance carriers) are alike. Make sure you understand the details of your unique situation — including what you need to protect, and how your home owner's insurance coverage option applies (or doesn't).